The BIG PICTURE
We are building the world's first digital bank dedicated to providing Sharia-compliant digital finance and fostering financial inclusion across the global Halal supply chain.
The Problem
Traditional finance is not tailored for the needs of the Halal economy. Cross-border trade is slow and expensive, plagued by a fundamental lack of trust; buyers fear making advance payments, and sellers fear shipping goods without payment security. Furthermore, ethical, Sharia-compliant financing for the producers and SMEs that form the backbone of the supply chain is scarce and disconnected from their daily commercial operations.
Our Solution
We are building a complete financial ecosystem, starting with tayibPay—an integrated payment orchestrator for our B2B Portal that offers escrow services and supply chain finance. This is the first step towards tayibank, a full-fledged digital bank designed to provide a suite of Sharia-compliant products, from micro-credit for farmers to complex trade finance, serving everyone from large corporations to individuals and fostering financial inclusion across our entire ecosystem.
OUR Products
A Phased Rollout to Build Value
tayibPay: The TradeTech Engine
We begin by addressing the core challenge: secure, efficient international B2B payments. Integrated into the Tayyib B2B Portal, tayibPay enables global transactions through local payment methods, multi-currency accounts, and a smart escrow system that eliminates transaction risk.
Trade Murabaha (LC Alternative)
For our international distributors, we offer a modern, digital alternative to Letters of Credit. Through a cost-plus-margin (Murabaha) financing model, eliminating the risk of prepayment and complex bureaucracy.
Working Capital Murabaha
To support our producers and farmers, tayibank offers Murabaha-based financing backed by firm purchase orders. This allows immediate procurement of raw materials without straining working capital.
The Borderless Digital Bank
Our mid and long-term vision is to expand tayibank into a regional digital bank in key markets like Africa and the Middle East. By integrating local payment networks like Mobile Money with PIX-like instant payment logic, we will create a seamless, borderless financial experience for our ecosystem.
Partner with Us to Build the Future of Halal Finance
We are looking for strategic partners, Halal FinTech experts, and investors who share our vision of building a global, ethical, and inclusive financial ecosystem. If you are interested in being a part of this journey, we would love to talk.